INCREDIBLE OWNER-OCCUPANT INVESTMENT OPPORTUNITY! Spacious vinyl-sided 3-family with separate utilities, separate meters, and functional layouts. Ideal for investors or owner-occupants looking to offset their mortgage with rental income. Conveniently located near local amenities, shopping, restaurants, and major routes. Each unit offers 2 bedrooms, with potential for 3-bedroom use on the 1st and 2nd floors. The 1st-floor unit is currently being used as a 3-bedroom. Unit 2 is vacant, while the 1st and 3rd floor units are rented on month-to-month leases. Seller states the 1st-floor tenant is long-term. Features include laundry hookups on the 1st and 2nd floors, seller states updated electrical in (2024) with three 100-amp circuit breaker panels, wood laminate and tile flooring throughout, ceiling fans, laminate countertops, and a recently replaced 1st-floor hot water tank. Don’t miss your chance to own this fantastic income-producing property!
| Units | 3 |
| Living area | 2,801 sqft |
| Lot size | 3,890 sqft |
| Year built | 1905 |
| Price / sqft | $152 |
| County | Hampden |
| MLS # | 73522088 |
| Days on market | 9 days |
| Listed on | May 29, 2026 |
| Annual property tax | $2,694 |
| Tax year | 2025 |
| Assessed value | $171,800 |
| Zoning | R2 |
| Gross income (actual) | $47,400/yr |
| Net operating income (actual) | $47,400/yr |
| Total actual rent | $2,550/mo |
| Stories | 3 |
| Total rooms | 15 |
| Lot size | 0.09 acres |
| Garage spaces | 0 |
| Parking spaces | 4 |
| Parking | Paved Drive, Paved |
| Basement | Full, Interior Entry, Bulkhead, Unfinished |
| Foundation | Brick/Mortar |
| Roof | Shingle |
| Construction | Frame |
| Flooring | Tile, Vinyl |
| Heating | Natural Gas, Electric |
| Cooling | None |
| Sewer | Public Sewer |
| Water | Public |
| Utilities | for Electric Range, for Gas Dryer, Washer Hookup |
| Appliances | Range, Refrigerator |
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Listing courtesy of Cuoco & Co. Real Estate — Lana Kudo. Listing data © MLS PIN.
Auto-generated from the listing data — richer AI answers coming with the live site.
It is a 3-unit multi-family property with 2,801 sqft of living area, built in 1905.
658 Union St, Springfield MA 01109 has been listed for 9 days (since May 29, 2026).
Based on area median rents, the estimated cap rate is about 8.0%, with a Signal Score of 99/100. These are directional estimates, not an appraisal.
At a list price of $425,000 across 3 units, that works out to roughly $141,667 per unit.
Annual property taxes are $2,694 (2025), on an assessed value of $171,800.
At $425,000 for 2,801 sqft, that's about $152 per square foot.
4 total parking spaces (paved drive, paved).
658 Union St, Springfield MA 01109 is in Springfield, Hampden County, MA 01109.